unlawful bank charges

i totally agree with you i have been charged the 30 fine for being 1.20 over drawn on my limit and because i was away iand didnt know by the time i had come back they had charged me another 30 quid i phoned them and said im not having this bad service and told them i was changing banks so they did credit my account and refund the 60 quid but i still changed bank accounts though they really take the wotsit dont they? i was with XXXXX (name removed by editorial team) by the way now with the XXXXX (name removed by editorial team) and very happy........... at the moment!!!!

I managed to get back £800, two years ago. My sister succeeded in getting back £1400, we followed the letters from the Martyn Lewis site. What I do now is have two accounts - one that benefits get paid into and direct debits come out from so I know exactly what goes in and when, and what goes out, and when. The other one I pay a set amount into, and budget. A friend and myself 'share shopping' - we hit the local ASDA on Sunday Afternoons when they have the best reductions, and stock up with what we know we're going to be able to freeze, or use soon. We do the BOGOFs - she'll buy something and give me the free one, and I do the same for her. We bulk buy when it works out cheaper, and split the cost.